Fees & Services

Financial Planning Fees

Open ended meeting to ask questions. No detailed analysis is performed. We provide advice based on your situation. 

Fundamental Planning

This is an in-depth review of your financial situation with custom tailored advice.

Equity Compensated Executive Planning

The same deliverables and attention to detail as our fundamental financial planning service, however; if you fall in this category your planning needs have grown more complex.

Fee Based Asset Management

See our Fee Based Asset Management Schedule for the current year

Fees

Financial Planning fees

Hourly Advice  $200.00/HR

Open ended meeting to ask questions. No detailed analysis is performed. We provide advice based on your situation. This could be a good option for someone to leverage the experience of a CERTIFIED FINANCIAL PLANNER(TM) Practitioner as a sounding board on a specific issue(s). This is not a good option for a question like, ”Do I have enough saved to retire” where a detailed analysis would need to be performed. 

Example of common topics discussed 

  • Explanation in difference of employer benefits 
  • Understanding of how investment returns are generated 
  • Review of 401k asset allocation 
  • Income tax reduction strategies 
  • Small business retirement plan consulting 
  • Explanation of different types of IRAs 
  • Personal budgeting 
  • Explanation of the different types of life insurance 

 

Fundamental Planning $2,500

This is an in-depth review of your financial situation with custom tailored advice.  We calculate retirement projections based on your specific position, coach you through how to properly create reasonable assumptions for the future, calculate college funding, perform life insurance needs analysis, construct your balance sheet, review employer benefits options, review investments.  You receive a custom executive summary along with detailed projections & reports.  

  • Detailed retirement plan projections & distribution planning 
  • Review of tax return 
  • Investment analysis 
  • College planning 
  • Life insurance review 
  • Review of employer benefits 
  • Create a consolidated view of your financial world

Equity Compensated Executive Planning $2,500-$5,000

The same deliverables and attention to detail as our fundamental financial planning service, however; if you fall in this category your planning needs have grown more complex, as the financial instruments you own have become more complex—like trusts, Stock options, restricted stock units, deferred compensation plans, multi-generational beneficiary planning, annuities, trust owned life insurance, and charitable gifting strategies.

  • Restricted Stock Unit (RSU) liquidation & income tax planning
  • Equity Grant Exercise, liquidation & income tax planning
  • Concentrated equity disposition planning
  • 401(k) Net Unrealized Appreciation tax planning
  • Highly Compensated Employee (HCE) 401k planning
  • Employer Stock Purchase Plan (ESPP) accumulation/distribution planning
  • Trust planning with Attorney engagement
  • NQ Deferred compensation accumulation/distribution planning
  • Trust owned life insurance planning & execution 

Services your annual asset fee pays for:

  • Portfolio construction using both active and passive investments 
  • Year end tax loss harvesting 
  • Individual equity and or bond selection if account is +$1,000,000 or an additional .25% 
  • Covered call option writing for income if account +$1,000,000 or an additional +.25% 
  • Protective put buying if account +$1,000,000 or an additional +.25%
  • Quarterly rebalancing, if needed 
  • Internal planning reviews of your situation 
  • Annual account reviews 
  • Detailed performance reporting 
  • Discretionary asset management 
  • Online account access